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7 Signs of Leaky Pipes and What to Do If Your Home Sustained Water Damage
Articles, Blog, First Party InsuranceIt’s easy to underestimate the destructive power of water, but even a small leak can cause severe damage if left unaddressed. Unfortunately, just because you have homeowner’s insurance doesn’t mean your policy will cover your losses. Whether…

Would a Wind Mitigation Inspection Reduce Your Homeowner's Insurance Premiums?
Articles, Blog, First Party InsuranceIf you own a home in Florida, then chances are your homeowner’s insurance payments take a sizeable bite out of your monthly budget. Although there are many potential ways to reduce your premiums, one of the most effective (and often overlooked)…

How Long Can Your Homeowner’s Insurance Company Delay Paying a Settled Claim?
Articles, Blog, First Party InsuranceThe costs of recovering from a hurricane, flood, fire, or other disaster will start accruing immediately after the incident. From emergency repairs to finding a temporary residence, there are a lot of expenses that you may have to cover out…

How Roof Repair Fraud Is Inflating Homeowner’s Insurance Rates in Florida
Articles, Blog, First Party InsuranceIt’s no secret that Florida has the highest homeowner’s insurance rates in the country. As we explained in a previous blog, premiums in Florida are 109-percent higher than the national average. Although our state’s vulnerability to hurricanes…

Now that the insurance company paid your Hurricane Irma Claim, were you paid the correct amount?
Articles, Blog, First Party InsuranceInsurance companies are in the business of making money. The less they pay on your claim, the more money the insurance company saves. Even when the insurance company does the right thing, they often come up with the wrong result. Why? This happens…

Insurance Claims from Hurricane Irma Approach $3.9 Billion
Articles, Blog, First Party Insurance, Personal InjuryHomeowner’s insurance claims following Hurricane Irma have reached $3.85 billion, according to a report from Artemis. More than 600,000 claims have been filed, but only about 14 percent of those claims have been closed, with an average claim…

Will Your Homeowner’s Insurance Cover Rain Damage?
Articles, Blog, First Party InsuranceIt's no secret that Florida is prone to major hurricane damage, and much of that destruction is caused by torrential rain and flash floods. Even if your home has never been hit by a major flood, rain can degrade your roof over time, which is…

Do You Have Flood Insurance in Florida?
Articles, Blog, Flood Insurance ClaimIn the aftermath of Hurricane Irma’s heavy rains and torrential floods, many homeowners around Florida have learned the hard way that foregoing flood insurance could be a costly mistake. The problem is that Florida has some of the highest…

Hurricane Irma damage estimates could top $100 billion
Blog, First Party InsuranceHurricane Irma damage estimates could top $100 billion. It’s a number hard to imagine, but it quickly comes into focus when you’re part of that number and dealing with your own damage. It can be a nightmare navigating insurance claims, estimates…

My Hurricane Damage Claim Was Denied—Do I Have Grounds for a Lawsuit?
Articles, Blog, First Party InsuranceHurricane Irma has caused historical destruction in all of Florida’s 67 counties. With 124 mph winds, torrential floods, and reported tornados, millions of properties have been damaged and countless victims have been left wondering how they…

What Should I Do If My Hurricane Damage Claim Is Denied?
Articles, Blog, Flood Insurance ClaimIn the wake of Hurricane Irma’s 124 mph winds and torrential floods, it has never been more important for Americans to stand together and help one another bounce back from such a historic catastrophe. If you are fortunate enough to have homeowner’s…

What Are the Penalties of a Domestic Battery Conviction?
Articles, Blog, Criminal DefenseThe types of offenses that constitute "domestic violence" are codified in Section 741.28 of the Florida Statutes. These offenses include assault, aggravated assault, battery, aggravated battery, and any other criminal offense committed against…

What Should I Do If My Roof Damage Claim Was Denied?
Articles, Blog, First Party InsuranceYou may already know that your homeowners’ insurance company has financial incentive to deny or undervalue your roof damage claim. It’s easy to feel hopeless if your claim was denied—especially if your entire roof needs to be replaced—but…

Will My Homeowners' Insurance Premiums Decrease If I Install Wind-Resistant Features on My Home?
Articles, Blog, First Party Insurance, Flood Insurance ClaimIt goes without saying that Florida is prone to hurricane damage, which is why our state has the highest homeowners’ insurance rates in the country. To reduce the overall impact of a major hurricane, a law went into effect on June 1, 2002…

What Are the Eligibility Criteria for FEMA Housing Assistance after a Hurricane?
Articles, Blog, First Party InsuranceIf your home was severely damaged or destroyed by a hurricane, you may be wondering how you will pay for your losses and restore your financial footing. Although your homeowners’ insurance should be your first source of recovery, your policy…