Why should I hire a public adjuster isn’t the insurance company adjuster going to help me?
Well, you may want to hire a public adjuster or some other professional. It could be an attorney, it could be a mitigation company, it could be an engineer or roofer, a contractor or some other expert. But at the end of the day, we do not believe we should rely exclusively provided by the insurance company, including the field adjuster, because although you want to have the best ideas and best optimism about their motives, you don’t really know. Ultimately, they’ve been employed by and sent by the insurance company so the concern is always: Are they looking out for your best interest or the insurance company’s? Therefore, a public adjuster can be very useful. Like any other type of professional, public adjusters, mitigation companies, contractors. There are good ones and bad ones, just like lawyers. So you want to be careful if you do hire one. Know who you’re hiring, what their reputation is. Hopefully you have a personal referral, another good thing you can do is contact attorneys that specialize in this area of law. They may have good referrals or recommendations for you. Again, it may not be a public adjuster, you may just need a contractor or somebody that can advise you to what the scope of your damages are, what your actual costs of loss may have been, and what you can reasonably expect in the cost and repairs, and how much you really need to expect to get from your insurance company. Public adjusters can be a great resource and tool in respect to that, and there are other professionals that may help as well. If you’re not sure what’s best for you, contact a qualified attorney that may be able to give you better advice specific to your case.