What is the difference between flood damage and water damage?

Video Transcription

Well, flood damage is usually attributed to a natural body of water. Think about storm surge or the breaking of a levy, and generally damages caused by that type of flood aren’t covered under homeowner’s insurance policy. Whereas, water damage is usually the result of a sudden and accidental leak and may require the help of water restoration companies similar to MicroTech Solutions to help you result the issue. It tends to be less of a rush of water inside from ground level, and more a factor of something in the house failing. Think of a burst pipe or leaking drain line, or a sudden broken roof that needs a roof repair contractor to fix, generally those are covered, but keep in mind there are certain exclusions in your policy which may apply. Sometimes the insurance company may apply a constant repeated seepage or wear and tear exclusion to deny your claim. It’s important to read the policy and contact the professional if you have any questions or you don’t understand how your coverage is being applied, as well as contacting professional repair services such as https://www.servicemasterbyzaba.com to fix the damage caused if your claims are denied, as extended water damage can lead to toxic moulds and water borne diseases that can be harmful to humans