I have a homeowner’s insurance claim what should I do?
First thing you want to do is report the claim to the insurance company. Then you want to make sure you take all reasonable steps to protect the property and prevent further damage. Also, keep in mind that you’re going to be talking to a number of individuals from the insurance company. Make sure that you’re honest and you’re forthright in your discussions because any statement you make can be later used either to deny your claim or to help with coverage. Also important to read your policy and make sure there’s no requirements that you may have missed. Some policies require a proof of loss from the insured at the beginning of the claim. In addition, it’s important to talk to professionals regarding the amount of the repairs necessary and the scope of the repairs so that when you do get paid by the insurance company, you know right away whether the claim was adjusted properly or not.
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