How long will it take for my insurance claim to be settled?


Video Transcription


The amount of time the insurance company will take to conclude your claims varies widely. It depends on the type of claim, the specific insurance carrier, and perhaps even the adjuster. There’s a couple of critical timeframes to keep in mind. The first is 14 days. That’s the amount of time the insurance company has to get back to you once you first reported a claim. That doesn’t necessarily mean the insurance company will conclude your claim in 14 days but they have to get back to you to let you know how the process will work. The next important timeframe is 90 days. The insurance company has 90 days to decide to afford coverage or deny the claim. Now keep in mind that if there’s an issue beyond the control of the insurance company, the 90-day timeframe may be extended. For example, if there’s a request for documents or a request for a statement that hasn’t been provided depending on the facts of the claim the insurance company may have more than 90 days to conclude your claim.

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