According to the National Law Review, businesses who had to stop operation when the government issued stay at home orders, may have the right to make a business interruption insurance claim under the civil authority coverage of a business interruption policy. Business interruption insurance is often contained within property insurance coverage, and is often […]
While many business interruption insurance policies explicitly have exceptions for viruses and pandemics, some business interruption insurance policies do not have exceptions for viruses and pandemics. If you have had to temporarily close down your business due to the coronavirus pandemic, you might be wondering whether you can make a business interruption claim for your […]
Generally, in the event of a natural disaster that results in the business needing to shut its doors, business owners are able to make a claim with their property insurance coverage for losses. With business interruption coverage, businesses are able to make a claim for lost revenue if a natural disaster results in the business […]
Some of the challenges that homeowners face when making a homeowner’s insurance claim after a hurricane or storm hits could be addressed when homeowners are in the process of purchasing their homeowners insurance. While some challenges homeowners might face during the claims process can stem from miscommunication and disagreements between homeowners and their insurance company, […]
Hurricane claims can put strain on insurance companies, especially if the natural disaster was particularly damaging, but even if your insurance company files for bankruptcy after a hurricane hits, you should still have important protections under the law. The Florida Insurance Guaranty Association is an organization put in place to handle the “claims of […]
If your home was damaged in hurricane Michael or due to another weather event, the process of getting your home repaired and getting your insurance claim settled can involve multiple steps, and multiple parties. You may need to get a quote from a contractor, may need to speak to your insurance adjuster and have your […]
Florida’s Insurance Consumer Advocate Tesha Carter recently told the Insurance Journal that she has been working with consumers to identify issues with delayed Hurricane Michael claims. Lack of communication was listed as one of the top complaints, but another common complaint stems from the fact that insurance companies might have sent multiple adjusters to […]
According to the Tampa Bay Times, residents across the Florida panhandle still continue to struggle with clearing debris from Hurricane Michael. The newspaper article reports that millions of acres across Florida remain cluttered by the debris of toppled trees and the garbage from damaged structures and homes. Twisted metal and piles of garbage in […]
The aftermath of a hurricane can be a stressful time for you and your family. If you are like some homeowners in Florida, even months after a storm strikes, you might find yourself still negotiating with insurance adjusters, trying to get the settlement you believe you may deserve under the law. Delays like this can […]
Hurricanes do much more than cause wind damage to a home’s roof or windows. They can also topple trees, which can then cause damage to the structure of a home or leave a mess on your lawn or city street that needs to be cleaned up. But what happens if a tree on a neighbor’s […]
