
Making a Claim for Loss Assessment Coverage
UncategorizedFORT LAUDERDALE, Florida. If you own a condo, two major insurance policies will cover you for losses. There will be your condo association’s HO-6 insurance coverage that protects against damage to the common areas and the building, and there…

When an Adjuster’s Estimate Doesn’t Match Contractor’s Estimate for Property Insurance Claims
UncategorizedFORT LAUDERDALE, Florida. If your home has been damaged due to a natural disaster or due to another reason covered by your insurance policy, you may be in the process of making an insurance claim. You may be asking contractors to give you estimates…

What is Covered in Your Standard Homeowner’s Insurance Policy?
UncategorizedFORT LAUDERDALE, Florida. According to the Insurance Information Institute, a standard homeowner’s insurance policy will cover damage to your home due to natural disasters. Standard homeowner’s insurance includes coverage to repair your…

Damage to Your Condo? Which Insurance is Responsible for Your Claim: Your Unit Insurance or the Condo Association Insurance?
UncategorizedFORT LAUDERDALE, Florida. If you own a condo, there are typically two types of insurance claims you might find yourself negotiating: your condo association’s insurance policy, also known as an HO6 and your individual unit insurance. According…

Understanding What is and Isn’t Covered in Your Homeowner’s Insurance Policy
UncategorizedFORT LAUDERDALE, Florida. Whether you own a condo or a detached home, it is important to understand what is and what isn’t covered in your policy. According to Florida Today, a condominium complex is still fighting its insurance company for…

How to Avoid the Worst Insurance Claims Scams
UncategorizedFORT LAUDERDALE, Florida. According to the Tampa Bay Times, homeowners, business owners, and insured individuals have made 125,356 claims with losses estimated to be around $3.43 billion due to Hurricane Michael. The hurricane struck the Florida…

What is the Difference Between a First-Party Insurance Claim and a Third-Party Insurance Claim?
UncategorizedFORT LAUDERDALE, Florida. There are two main types of claims that a person can make after suffering a loss or damages: first-party insurance claims and third-party insurance claims. In a first-party insurance claim, you are making a claim against…

What You Need to Know About Long Term Care Insurance Claims
UncategorizedFORT LAUDERDALE, Florida. As the American population ages, more couples and families are taking out long-term care insurance. Long term care insurance can protect your family from the unexpected costs of emergency nursing home care, assisted…

Over 100,000 People File Hurricane Michael Insurance Claims
UncategorizedFORT LAUDERDALE, Florida. The Orlando Sentinel reports that an estimated 100,000 people have made hurricane Michael insurance claims. Approximately 71,000 claims are related to residential property damage, with 64,000 claims remaining open.…

Avoiding Contractor Fraud After Hurricane Michael
UncategorizedFORT LAUDERDALE, Florida. Many people remain homeless in Panama City after Hurricane Michael. According to the New York Times, residents of Panama City are asking FEMA to move more quickly to provide housing for the people whose homes have been…

What to do If Your Car Was Damaged During Hurricane Michael
UncategorizedFORT LAUDERDALE, Florida. Hurricane Michael has caused widespread devastation across the Florida Panhandle and into Georgia. While the focus in the coming weeks will be on the homes damages and homeowner’s insurance claims, if your car was…

Hurricane Michael Insurance Claim Checklist
UncategorizedFORT LAUDERDALE, Florida. Hurricane Michael left a trail of devastation when it made landfall on the Florida Panhandle. The New York Times reports that in some neighborhoods, flooding went as high as the roof of homes. Other homes were left…

Hurricane Michael Has Devastating Impact on Florida
UncategorizedFORT LAUDERDALE, Florida. In just two days, Hurricane Michael escalated from a tropical storm to a category 4 hurricane. The result was that many Florida residents in the path of the storm had little time to prepare. Some didn’t even have…

What is Covered in Condo Insurance?
UncategorizedFORT LAUDERDALE, Florida. Condo insurance is a little different than home insurance. Your HOA may have insurance to cover the building. But the building’s insurance may not cover damage that occurs to your individual condo unit. If you have…

Federal Flood Insurance May Have Gaps
UncategorizedFORT LAUDERDALE, Florida. Many people who suffered flooding after Hurricane Florence may not have coverage. According to the New York Times, it is estimated that millions of people might have experienced flooding, but only 335,000 homes might…