
What Should I Do If My Roof Damage Claim Was Denied?
Articles, Blog, First Party InsuranceYou may already know that your homeowners’ insurance company has financial incentive to deny or undervalue your roof damage claim. It’s easy to feel hopeless if your claim was denied—especially if your entire roof needs to be replaced—but…

Will My Homeowners' Insurance Premiums Decrease If I Install Wind-Resistant Features on My Home?
Articles, Blog, First Party Insurance, Flood Insurance ClaimIt goes without saying that Florida is prone to hurricane damage, which is why our state has the highest homeowners’ insurance rates in the country. To reduce the overall impact of a major hurricane, a law went into effect on June 1, 2002…

What Are the Eligibility Criteria for FEMA Housing Assistance after a Hurricane?
Articles, Blog, First Party InsuranceIf your home was severely damaged or destroyed by a hurricane, you may be wondering how you will pay for your losses and restore your financial footing. Although your homeowners’ insurance should be your first source of recovery, your policy…

7 Steps to Take When Filing a Homeowners’ Insurance Claim for Fire Damage
Articles, Blog, Flood Insurance ClaimFew forces in nature can match the destructive power of fire. If your home was severely damaged or destroyed by a fire, the cost of repairs or replacement can be exorbitant. Even if you carry homeowners’ insurance, your provider will look…

3 Mistakes to Avoid If You Are Stopped Under Suspicion of DUI
Articles, Blog, Criminal Lawyer, DUINobody likes to see those flashing blue and white lights in their rear-view mirror. Even if you’ve done nothing wrong, it’s not always easy to remain calm and collected during a police stop. This is especially true if you’ve had a few…

What Types of Water Damage Are Covered by Homeowners’ Insurance?
Articles, Blog, First Party Insurance, Flood Insurance ClaimWater damage is one of the most common claims filed by homeowners in Florida. Unfortunately, many people find themselves in a slippery situation when they discover that the damage to their home is only partially covered or not covered at all. Whether…

Florida Homeowners Aren’t Investing in Sinkhole Coverage
Articles, Blog, First Party InsuranceThe thought of your home being sucked into the ground might sound like something out of a 90s horror flick, but thousands of Floridians pay about $3,000 per year to insure their homes against that very thing. Florida may have more reported…

Postal Worker Admits to Accepting Bribes to Deliver Marijuana Parcels
Articles, Blog, Criminal Defense, Criminal LawyerA former worker for the U.S. Postal Service has admitted to accepting bribes to deliver parcels that contained drugs. According to Local 10 News, Evelyn Ramona Price, 53, provided a man with addresses on her route where she would deliver the…

Contractor Lawsuits Blamed for Homeowners’ Insurance Rate Increase in Broward County
Articles, Blog, First Party InsuranceNews 4 Jax recently published some disconcerting projections regarding the cost of homeowners' insurance premiums over the coming years. According to the report, a person who owns a $150,000 home in south Florida can expect to pay $68 more per…

Floridians Turn to Flood Insurance after Record-Breaking Rainfall—Fort Lauderdale Insurance Lawyer Insights
Articles, Blog, First Party Insurance, Flood Insurance ClaimHeavy rains throughout Broward County have left many residents wondering how they will contend with the flood damage and restore their homes and businesses. Florida is one of the most flood-prone states, so you might be surprised to learn that…

3 Tips to Keep in Mind When Purchasing Homeowner’s Insurance—Advice from an Insurance Lawyer in Fort Lauderdale
Articles, Blog, First Party InsuranceYour home is probably your most valuable asset, and if it sustains major damage, the language of your insurance policy could determine whether you maintain financial stability or fall into overwhelming debt. It is important, then, that you take…

Is DUI a Misdemeanor in Florida? Fort Lauderdale Criminal Attorney Explains
Articles, Blog, Criminal Lawyer, DUIIn the state of Florida, a DUI can be prosecuted as a misdemeanor or a felony. If you were arrested for DUI, several factors will determine whether you are facing misdemeanor or felony charges. These include your DUI history and whether you…

Why Do Homeowners Lose When Insurance Companies Use Managed Repair Programs?
Articles, First Party Insurance, Managed RepairHomeowner’s insurance companies advertise their managed repair programs as if they were created to benefit the policyholder. Make no mistake: These programs are designed to boost the profits of the insurance company—often at the expense…

Can My Homeowner’s Insurance Company Deny My Claim If My Own Negligence Caused the Damage?
Articles, Blog, First Party InsuranceIf your home was damaged due to your own negligence, there’s a good chance that your insurance company will dispute your claim. For example, if you made negligent repairs or if you did not take reasonable measures to prevent damage to your…

9 Common Examples of Insurance Bad Faith
Articles, Blog, First Party InsuranceInsurance bad faith is defined as unreasonable or unfair conduct by an insurance company. If your insurance company acted in bad faith when interpreting your policy or investigating your claim, you may have grounds for a bad faith lawsuit against…