
Contractor Lawsuits Blamed for Homeowners’ Insurance Rate Increase in Broward County
Articles, Blog, First Party InsuranceNews 4 Jax recently published some disconcerting projections regarding the cost of homeowners' insurance premiums over the coming years. According to the report, a person who owns a $150,000 home in south Florida can expect to pay $68 more per…

Floridians Turn to Flood Insurance after Record-Breaking Rainfall—Fort Lauderdale Insurance Lawyer Insights
Articles, Blog, First Party Insurance, Flood Insurance ClaimHeavy rains throughout Broward County have left many residents wondering how they will contend with the flood damage and restore their homes and businesses. Florida is one of the most flood-prone states, so you might be surprised to learn that…

3 Tips to Keep in Mind When Purchasing Homeowner’s Insurance—Advice from an Insurance Lawyer in Fort Lauderdale
Articles, Blog, First Party InsuranceYour home is probably your most valuable asset, and if it sustains major damage, the language of your insurance policy could determine whether you maintain financial stability or fall into overwhelming debt. It is important, then, that you take…

Is DUI a Misdemeanor in Florida? Fort Lauderdale Criminal Attorney Explains
Articles, Blog, Criminal Lawyer, DUIIn the state of Florida, a DUI can be prosecuted as a misdemeanor or a felony. If you were arrested for DUI, several factors will determine whether you are facing misdemeanor or felony charges. These include your DUI history and whether you…

Why Do Homeowners Lose When Insurance Companies Use Managed Repair Programs?
Articles, First Party Insurance, Managed RepairHomeowner’s insurance companies advertise their managed repair programs as if they were created to benefit the policyholder. Make no mistake: These programs are designed to boost the profits of the insurance company—often at the expense…

Can My Homeowner’s Insurance Company Deny My Claim If My Own Negligence Caused the Damage?
Articles, Blog, First Party InsuranceIf your home was damaged due to your own negligence, there’s a good chance that your insurance company will dispute your claim. For example, if you made negligent repairs or if you did not take reasonable measures to prevent damage to your…

9 Common Examples of Insurance Bad Faith
Articles, Blog, First Party InsuranceInsurance bad faith is defined as unreasonable or unfair conduct by an insurance company. If your insurance company acted in bad faith when interpreting your policy or investigating your claim, you may have grounds for a bad faith lawsuit against…

What Constitutes Illegal Search and Seizure?
Articles, Blog, Criminal Defense, Criminal LawyerPursuant to the Fourth Amendment of the U.S. Constitution, law enforcement personnel cannot conduct illegal searches and seizures. Several laws stem from the Fourth Amendment including those related to search warrants, safety inspections, stop-and-frisks,…

What Should I Do If My Homeowner’s Insurance Company Only Partially Covers My Roof Repair?
Articles, Blog, First Party InsuranceAccording to the Insurance Journal, roof damage is one of the primary causes of homeowner’s insurance claims. Hurricane-force winds, falling tree limbs, hail, and countless other factors can wreak havoc on a roof. Unfortunately, many claimants…

3 Questions to Ask before You Purchase a Homeowner’s Insurance Policy
Articles, Blog, First Party InsuranceOwning a home is an integral part of the American Dream, but as you may already know, buying such an expensive asset comes with a multitude of financial considerations. If you’re like most Floridians, your home will be one of your most valuable…

Can I Drive for Uber If I Have a DUI Conviction?
Blog, Criminal Defense, Criminal Lawyer, DUIUber Technologies Inc has been one of the world’s fastest-growing companies since its rideshare app was released in 2010. For customers, Uber tends to offer lower rates and superior convenience compared to traditional taxis, and for drivers,…

What Is the Florida Hurricane Catastrophe Fund?
Articles, Blog, First Party InsuranceAfter Hurricane Andrew wreaked havoc on the state of Florida in 1993, a special legislative session was held to address the exorbitant cost of insurance payouts after catastrophic hurricanes. During this session, the Florida Hurricane Catastrophe…

Proposed Bill Would Require Ignition Interlock Devices for First-Time DUI Offenders
Articles, Blog, Criminal Defense, Criminal Lawyer, DUIA proposed bill that recently passed its first committee in the Florida House of Representatives would require first-time DUI offenders to use an ignition interlock device. According to CBS Local, the bill must go through two more committees…

Do I Need Sinkhole Coverage for My Home?
Articles, Blog, First Party InsuranceSinkhole damage might not be as common as high winds and heavy rain, but it can wreak havoc on your home or commercial property. There are more sinkholes in Florida than in any other state, so if you have the budget to purchase sinkhole coverage,…

Should I Purchase a “Named Peril” or an “All Risks” Insurance Policy?
Articles, Blog, First Party InsuranceFlorida has higher homeowner’s insurance rates than any other state. One potential way to reduce your premiums is to purchase a “named peril” insurance policy rather than an “all risks” insurance policy. However, before you make the…