
More Insurers Being Sued After Hurricane Irma
Articles, Blog, First Party InsuranceFORT LAUDERDALE, Florida. According to the Sun Sentinel, Hurricane Irma has resulted in increased lawsuits against insurers. Florida’s top 20 property insurers received 10,933 lawsuits between January 1 and March 31. The Sun Sentinel reports…

How to Pick a Contractor After Hurricane Irma
Articles, Blog, First Party InsuranceFORT LAUDERDALE, Florida. It can be tough to live with a broken window or a damaged roof after a hurricane, but it is important to take the time to find the right contractor to fix your home to ensure long-lasting repairs. Unfortunately, in…

Choosing the Right Homeowner’s Insurance
Blog, First Party InsuranceFORT LAUDERDALE, Florida. Many of the problems that Fort Lauderdale homeowners have faced in the wake of Irma could have been avoided had homeowners selected the proper insurance policies. High deductibles, limitations on coverage, managed repairs…

Avoid These Home Repair Mistakes
Blog, Managed RepairFORT LAUDERDALE, Florida. In the wake of Hurricane Irma, many homeowners were left searching for a contractor to make repairs on their homes. It can be tough enough to look for a reputable contractor under the best of circumstances—for example,…

Citizens Insurance Re-Opens Irma Claims
Blog, First Party InsuranceFORT LAUDERDALE, Florida. According to the Sun Sentinel, over one-third of Hurricane Irma claims have been re-opened by Citizens Property Insurance Corp. As many as 24,500 claims have been re-opened to give policyholders or their insurance claims…

Still Have an Open Claim From Hurricane Irma?
Blog, First Party InsuranceFORT LAUDERDALE, Florida. According to the Florida Office of Insurance Regulation, approximately 92,098 Hurricane Irma insurance claims remain open. If you are one of those homeowners or those commercial property owners whose claim remains open,…

Five Signs Your Roof May Be Damaged
Articles, Blog, First Party InsuranceFORT LAUDERDALE, Florida. Roof damage, when left unfixed, can lead to more costs down the line. In addition to being more-costly going forward, if you fail to address a leaky roof or make repairs when they are needed, your insurance company…

Insurance Companies Suing Policyholders When Exercising Their Option to Repair
Blog, First Party InsuranceFORT LAUDERDALE, Florida. More and more in Florida, insurance companies are putting clauses in their insurance policies that require homeowners to use the insurance company’s “preferred contractor.” This practice, also known as “option…

Unpaid Insurance Claims After Irma and Maria
Articles, Blog, First Party InsuranceFORT LAUDERDALE, Florida. Many insurance claims remain unpaid after hurricanes Irma and Maria. According to the Palm Beach Post, approximately 50% of insurance claims remain unpaid or delayed after Irma in Florida. Homeowners have been forced…

Work from Home? Your Homeowner's Insurance May Not Cover Your Losses
Blog, First Party InsuranceFORT LAUDERDALE, Florida. Many Americans work from home or run a home business. Others are part of the gig economy and take on part-time jobs for which they are considered contractors or are self-employed. If you don’t see clients in your…

7 Signs of Leaky Pipes and What to Do If Your Home Sustained Water Damage
Articles, Blog, First Party InsuranceIt’s easy to underestimate the destructive power of water, but even a small leak can cause severe damage if left unaddressed. Unfortunately, just because you have homeowner’s insurance doesn’t mean your policy will cover your losses. Whether…

Would a Wind Mitigation Inspection Reduce Your Homeowner's Insurance Premiums?
Articles, Blog, First Party InsuranceIf you own a home in Florida, then chances are your homeowner’s insurance payments take a sizeable bite out of your monthly budget. Although there are many potential ways to reduce your premiums, one of the most effective (and often overlooked)…

How Long Can Your Homeowner’s Insurance Company Delay Paying a Settled Claim?
Articles, Blog, First Party InsuranceThe costs of recovering from a hurricane, flood, fire, or other disaster will start accruing immediately after the incident. From emergency repairs to finding a temporary residence, there are a lot of expenses that you may have to cover out…

How Roof Repair Fraud Is Inflating Homeowner’s Insurance Rates in Florida
Articles, Blog, First Party InsuranceIt’s no secret that Florida has the highest homeowner’s insurance rates in the country. As we explained in a previous blog, premiums in Florida are 109-percent higher than the national average. Although our state’s vulnerability to hurricanes…

Now that the insurance company paid your Hurricane Irma Claim, were you paid the correct amount?
Articles, Blog, First Party InsuranceInsurance companies are in the business of making money. The less they pay on your claim, the more money the insurance company saves. Even when the insurance company does the right thing, they often come up with the wrong result. Why? This happens…