FORT LAUDERDALE, Florida. CNN reports that hurricane Florence might hit North and South Carolina this week. Residents in other states are closely watching the tropics for other looming storms. As these states put emergency preparations in place to get everyone ready for the hurricane, homeowners can take steps now to prepare themselves for the possibility that they may need to eventually make a claim after the storm hits. What are some things you can do today to prepare yourself for the possibility that you might have to make a hurricane homeowner’s insurance claim? Here are a few things to consider:
- Gather the phone numbers, policy numbers, and policy documents for your homeowner’s insurance and put them in a safe place. Some people keep their policy information in a waterproof sleeve and others put their policy documents in safe deposit boxes. The key is that you know where this important policy information is located.
- Gather receipts and photos. Your property may be covered if it is damaged during a storm, but you’ll need to have documentation of what you own to get a full recovery. Take photos of your most valuable items while taking steps to protect them from the storm. Gather receipts for high-ticket items and store them in a waterproof container.
- Charge your camera. After the storm, you’ll want to take photos as soon as possible. Having a charged camera stored in a waterproof and safe place will allow you to take these steps faster.
- Have a plan if you have to evacuate. If you have to evacuate, know which authorities you need to be in touch with to determine when it is safe to return to your home. According to Houzz, it is important to take steps to secure your home after a storm. Insurance companies may not cover you if your property is damaged after the storm due to your negligence in securing your home or your failure to tarp your roof. You’ll also want to take steps to get rid of water and other damage.
- Get a professional in as soon as possible. There may be electrical issues or water damage that you might not be able to see immediately.
- Make a claim as soon as you can after the storm and hire an expert to inspect the damage. The claims process can take some time. It can also be helpful to have an independent expert let you know the extent of the damage.
- Consider speaking to a hurricane insurance claims lawyer. Leader & Leader, P.A. are insurance claims lawyers in Fort Lauderdale, Florida who work with individuals who may be having problems with their homeowner’s insurance claim. We can be in touch with insurance adjusters, review your policy to help you understand what is and isn’t covered, and fight to help you get the settlement you may deserve under the law. Visit us at https://leader-law.com/ to learn more.
Leader & Leader, P.A.
633 South Andrews Ave.
Fort Lauderdale, FL33301